Disclaimer

Regulatory Status

Talk2Invest (Guliani Investment Center) operates across four distinct, separately regulated activities: AMFI Registered Mutual Fund Distribution (Rajesh Guliani, ARN-2823, AMFI Registered MF Distributor, valid till 04-Oct-2027; Binny Guliani, ARN-300788, AMFI Registered MF & SIF Distributor, valid till 13-Jun-2027), APMI Registered PMS Distribution (Rajesh Guliani, APRN-02861, APMI Registered PMS Distributor), IRDAI-recognized insurance solicitation (Binny Guliani, Insurance Advisor), and financial planning (Rajesh Guliani, Certified Financial Planner).

Not Investment Advice

Talk2Invest (Guliani Investment Center) is an AMFI Registered Mutual Fund Distributor and APMI Registered PMS Distributor, not a SEBI-registered Investment Adviser or Portfolio Manager. Nothing on this website constitutes investment advice, and any views expressed are general in nature, not personalised recommendations under the SEBI (Investment Advisers) Regulations, 2013.

Market Risk

Mutual fund investments are subject to market risks. Please read all scheme-related documents carefully before investing.

Rajesh Guliani, AMFI Registered MF Distributor, ARN-2823, Valid till 04-Oct-2027 | Binny Guliani, AMFI Registered MF & SIF Distributor, ARN-300788, Valid till 13-Jun-2027 | Rajesh Guliani, APMI Registered PMS Distributor, APRN-02861

Insurance is the subject matter of solicitation. IRDAI registration details available on request.

Commission Structure & Regular vs. Direct Plans

We distribute regular plans of mutual fund schemes and, per extant SEBI/AMFI norms, receive commission (trail and, where applicable, upfront commission) from the respective Asset Management Companies (AMCs) for the schemes you invest in through us. This commission is paid by the AMC out of the scheme's expense ratio and is not billed to you separately. Direct plans of the same schemes carry a lower expense ratio because they do not pay distributor commission, and are available directly from the AMC; we do not distribute direct plans. Scheme-wise commission rates are published by AMFI — see the Commission Structure link in our website footer.

Calculators and Projections

Figures shown are illustrative projections based on historical data and assumed rates of return. They are not a guarantee, promise, or assurance of future performance. Actual returns will vary. Mutual fund investments are subject to market risks. Please read all scheme-related documents carefully before investing.

Free Guidance

We do not charge anything for the guidance we provide. For any investments made through us, the AMCs may pay us a commission. Our recommendations are based on your risk profile, time horizon, and financial requirement, not on the commission we may earn.

No Guaranteed Outcomes

Nothing on this website should be read as a guarantee, promise, or assurance of any specific investment or insurance outcome. Historical performance figures, where cited, are dated and sourced and do not predict future results.

Electronic Communication

Email and other electronic communications are not a fully secure medium of transmission and may be intercepted or altered in transit. We are not liable for losses arising from unauthorised access to, or interception of, communications sent to or from us over the internet.

External Links

Links to third-party websites (such as amfiindia.com, sebi.gov.in, india.fpsb.org, or the InvestWell platform) are provided for verification, regulatory reference, or information only. We do not control and are not responsible for the content, accuracy, or availability of external sites.

Grievance Redressal & Governing Law

For any grievance regarding this website or the services described on it, contact our Grievance Officer, Rajesh Guliani, at support@talk2invest.com or +91-9810647003. This disclaimer and your use of this website are governed by the laws of India, subject to the exclusive jurisdiction of the courts at Delhi. See our Terms and Conditions for the full governing-law and dispute-resolution terms.