A Team of Credentialed Financial Professionals in Delhi
Talk2Invest brings together three credentialed professionals, Rajesh Guliani (CFP, AMFI Registered MF Distributor), Binny Guliani (MBA Finance, Insurance Advisor, AMFI Registered MF & SIF Distributor), and Rekha Guliani (MDRT), covering mutual fund distribution, insurance, and financial planning, guided by Rajesh's 35+ years of experience helping families become financially secure.
A Banker Who Left to Put Clients First
Rajesh Guliani spent his early career as a banker with Punjab National Bank, where he saw first-hand how ordinary families struggled to make their savings work for them: the products they were sold were often shaped more by distribution targets than by what the family actually needed.
He left banking to build an independent practice on a simple premise: give families the same attentive, structured financial guidance usually reserved for high-net-worth clients. That practice, registered with AMFI as a Mutual Fund Distributor (ARN-2823) since October 2002, grew family by family into what is now Talk2Invest.
Rekha Guliani (MDRT) and Binny Guliani (MBA Finance, Insurance Advisor, AMFI Reg. MF & SIF Distributor, ARN-300788, who joined the practice in 2023) have since brought insurance solicitation and financial planning credentials under the same roof, so mutual funds, insurance, and tax planning are coordinated by one team rather than split across separate relationships.
Insure First, Then Save, Then Invest
Most fintech platforms lead with investment products because that's where the growth story is. We lead with protection instead: a family with a gap in life or health cover is one bad year away from undoing years of careful investing. Once cover is in place, we build a savings habit, then invest with a specific goal in mind.
It's a slower pitch than "start investing today," but it's the order that actually protects a household's finances against the things that go wrong, not just the things that go right.
Three Credentialed Professionals, One Practice
MDRT describes its own membership as representing less than 1% of the world's life insurance and financial services professionals; Rekha Guliani holds this credential across multiple qualifying years.
Rajesh Guliani
CFP (FPSB India) | AMFI Reg. MF Distributor, ARN-2823
Rajesh Guliani is a Certified Financial Planner (CFP, FPSB India) and an AMFI Registered MF Distributor (ARN-2823, registered since October 2002). He brings decades of financial services experience, including time at Punjab National Bank before moving into independent practice.
Verify on amfiindia.comBinny Guliani
MBA Finance | Insurance Advisor | AMFI Reg. MF & SIF Distributor, ARN-300788
Binny Guliani holds an MBA in Finance and is a licensed Insurance Advisor, guiding clients on life, health, and general insurance needs. She also holds AMFI ARN-300788 as a Registered MF & SIF Distributor.
Verify on amfiindia.comRekha Guliani
MDRT
Rekha Guliani is MDRT (Million Dollar Round Table) certified: a global benchmark recognizing the top tier of insurance and financial services professionals by production and client outcomes, achieved across multiple qualifying years.
Independence, in Practice
No Single-Provider Bias
We are not tied to one bank or AMC's distribution targets; recommendations follow your goals across fund houses and insurers.
Verifiable Credentials
CFP certification, MDRT, and AMFI registration are all publicly checkable, not self-awarded badges.
Full-Service Under One Practice
Mutual funds, insurance, and financial planning are coordinated together rather than split across separate relationships.
Our Team's Credentials
AMFI MF Distributor (2823) & MF/SIF Distributor (300788)
CFP Certification, FPSB India
MDRT (6x): Rekha Guliani
LUTCF, The American College of Insurance
Chairman Club, ICICI Prudential MF
About Our Practice
Direct answers to the questions we hear most often. No hedging, no ambiguity.
Contact for specific questionsTalk2Invest operates across three distinct, separately regulated activities: AMFI Registered Mutual Fund Distribution (Rajesh Guliani, ARN-2823, AMFI Registered MF Distributor, and Binny Guliani, ARN-300788, AMFI Registered MF & SIF Distributor), IRDAI-recognized insurance solicitation (Binny Guliani, Insurance Advisor), and financial planning (Rajesh Guliani, CFP). We are transparent about which activity applies to any advice we give.
It's the order we work through with clients: protect first (adequate life and health cover), then build a savings habit, then invest for growth. Most people we meet have this backwards: investing before they have basic protection in place.
We are an independent distributor, not owned by or exclusively tied to any single bank or AMC. Recommendations are based on your goals and risk profile across fund houses and insurers, not a single provider's shelf.
Ready to Talk Through Your Financial Plan?
Start with a free* 30-minute financial health checkup. No pressure, no paperwork on the first call.
A member of our team will confirm a time within one business day.
We do not charge anything for the guidance we provide. For any investments made through us, the AMCs may pay us a commission. Our recommendations are based on your risk profile, time horizon, and financial requirement, not on the commission we may earn.