Marriage Cost Calculator: Plan for a Wedding Without the Guesswork
Move the sliders to see what a wedding will really cost by the time you need it, and the monthly SIP or lumpsum needed to fund it.
Adjust Your Wedding Fund Goal
Move the sliders to see what a wedding will really cost by the time you need it, and the monthly SIP or lumpsum needed to fund it.
Future Cost of Your Goal
₹39.34 L
Figures shown are illustrative projections based on historical data and assumed rates of return. They are not a guarantee, promise, or assurance of future performance. Actual returns will vary. Mutual fund investments are subject to market risks. Please read all scheme-related documents carefully before investing.
What This Calculator Shows You
This calculator inflates today's wedding budget forward at the cost inflation rate you set, arriving at the future cost by the year you need it. It then shows two equivalent ways to fund that future cost: a monthly SIP run for the years remaining, or a lumpsum invested today, both net of any existing savings you have already earmarked for the goal.
The chart plots the rising cost curve against the corpus you are building, so you can see whether your current savings trajectory is on pace to meet the future cost by the target year.
Why a Wedding Deserves Its Own Savings Plan
Wedding-related costs, venues, catering, and gold among them, tend to rise faster than general inflation, which is why this calculator defaults to a rate above general CPI. Treating the wedding as a fixed-date, fixed-amount goal, separate from day-to-day expenses, is what keeps a family's plan realistic rather than becoming a last-minute scramble or a debt-funded event.
Starting early gives the corpus more time to compound before the date arrives, which lowers the monthly amount needed to reach the same target. This is a case for deliberate, early planning, not a promise about how much any specific investment will return.
How the Future Cost and Required Savings Are Calculated
The current wedding budget you enter is compounded forward at the cost inflation rate for the number of years to goal, giving the future cost. Any existing savings are projected forward at your expected investment return and subtracted from that future cost, leaving the shortfall still to be funded. The shortfall is then converted two ways: into a monthly SIP using the standard SIP formula, and into a lumpsum using the reverse of the compounding formula, so a family can compare a monthly commitment against a one-time investment for the same outcome.
Using This Result Responsibly
This is a planning estimate, not a guarantee. Wedding cost inflation and investment returns are assumptions. Actual venue, catering, and gold prices can move faster or slower than the rate you choose, and gold in particular can be volatile from year to year.
Review these numbers periodically as the event date approaches and actual vendor quotes become available. Don't treat the required SIP or lumpsum as fixed forever, and avoid stretching the wedding budget itself just because a projection shows a large future number.
Frequently Asked Questions
Direct answers to the questions we hear most often. No hedging, no ambiguity.
Contact for specific questionsWedding-related costs, particularly venues, catering, and gold, have historically risen faster than general consumer inflation in India, though usually not as fast as education costs. 7% is a reasonable starting assumption; adjust it if your own cost components suggest a different rate.
Both reach the same future cost, so the choice depends on your cash flow. A monthly SIP suits families who want to build the fund gradually from regular income. A lumpsum suits those with a windfall, like a bonus, property sale, or maturity proceeds.
You can include them by adding their current value to the "Current Cost of Marriage" input. Gold prices can be more volatile than general wedding cost inflation, so treat that portion of the projection as a rougher estimate.
Use your best estimate for "Years to Goal" and revisit the calculator as the date becomes clearer. A longer runway generally reduces the required monthly SIP, because the corpus has more time to compound before the goal arrives.
No. It is an illustrative projection based on the inflation rate you choose, not a guaranteed cost. Actual wedding costs depend on venue, guest count, and vendor choices at the time, so treat the figure as a planning guide rather than a fixed budget.
Our Team's Credentials
AMFI MF Distributor (2823) & MF/SIF Distributor (300788)
CFP Certification, FPSB India
MDRT (6x): Rekha Guliani
LUTCF, The American College of Insurance
Chairman Club, ICICI Prudential MF
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Turn This Goal Into a Plan
Book a free* guidance with our team. We'll review your timeline and income to recommend the right SIP amount and fund mix for this goal.
A member of our team will confirm a time within one business day.
We do not charge anything for the guidance we provide. For any investments made through us, the AMCs may pay us a commission. Our recommendations are based on your risk profile, time horizon, and financial requirement, not on the commission we may earn.